Welcome to our website. We are a Nationwide leading real estate appraisal management firm with local expertise dedicated to providing valuation and consulting services through analytic discipline and a team approach. Our company's philosophy is to provide an objective analysis to assist our clients in making informed real estate decisions. Our reports are prepared with the precision that the industry demands with all major property types included.
Some of our services include:
- Mortgage Financing
- Relocation
- PMI Removal
- Estate Planning
- Divorce
- Settlement Disputes
- Tax Assessments
Our commitment to the industry and the utilization of superior technology has allowed us to provide better service to our clients while controlling cost. We consistently outperform our competitors with better turn-around time by streamlining the appraisal process. We are able to produce a better quality product in a more efficient manner with since our system reducing many of the manual tasks typically associated with the appraisal process.
With the click of a mouse you can order, track, and receive your appraisal order 24 hours a day, 7 days a week. Our site also provides online statements and 30 appraisal pick-up access to your appraisals through a personal and secure logon. Our system is updated daily so you are always in the loop during the entire transaction from the appraisal request through delivery.
Here are just a few reasons that make us your best choice for appraisal services:
24 - 72 hour turnaround time Staff on-hand Monday through Friday 9 am to 6 pm Electronic ordering and delivery Secure on-line system to track all your appraisals Professional and accurate appraisal reports Reasonable pricing
We are experienced at performing high-quality property appraisals for banks and lenders. With our knowledge of the residential real estate mortgage business, advanced technology, and consistently fast turn-around time, we are a one of the most trusted names in the appraisal business.
The new Fannie Mae Form1004MC (Market Conditions Addendum) on all residential appraisals dated on or after April 1, 2009. This form is intended to further enhance the transparency of your conclusions, related to market trends and conditions
The Market Conditions Addendum to the Appraisal Report (Form 1004MC) will be required with all appraisals of one-to-four unit properties effective April 1, 2009
Valuation Tools
Estimating value prior to ordering an appraisal is critical to sales efficiency and customer credibility. Traditional reasons for appraiser contact are already illegal in fourteen states and many more states have pending regulatory plans to do the same. We anticipate that soon regulator and/or investor policies will impose strict fines and penalties on originators, appraisers and lenders that informally "collaborate" regarding values prior to completing an official appraisal.
Consumer perception of value frequently exceeds true market value. The use of valuation tools can help you spot valuation issues upfront, saving you hours of your time. StreetLinks provides a comprehensive suite of compliant value estimation tools to assist in the pre-estimation of property value. Use of one or more of these tools will help you pre-determine an accurate value estimate to assist in structuring appropriate loan offers: Free Resources:
- Homeowner Questionnaire A valuable tool for reviewing details and condition of the property with the homeowner. This questionnaire may alert the loan officer to issues that may impact value prior to ordering an appraisal.
- cyberhomes.com Real Estate listing with value estimates and aerial views.
- trulia.com Site with real estate listings, comps, home photos and aerial views of homes nationwide. Also includes sales trends by local market.
- realtor.com The world's largest real estate database of homes for sale and official site of the National Association of Realtors.
- homes.com One of the nation's top online destinations for real estate listings with sold home listings and data.
- zillow.com Provides recently sold comps and "zestimates" on over 80,000,000 homes.
- netronline.com Contains county property and tax records.
- googleearth.com A satellite-imagery mapping product providing street level property views.
- realestate.yahoo.com Real Estate listings, home value estimates and mortgage market information. Information compiled from various sites into one useful tool.
- ofheo.gov Official site of the Office of Federal Housing Enterprise Oversight, which tracks and reports the House Price Index (HPI), a scale for determining rising and declining values by geographic location.
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A Lender shall certify, warrant, and represent that the appraisal report was obtained in a manner in compliance with this Code of Conduct. If the Enterprise (Fannie/Freddie) determines, on its own, or from a referral made by the Institute (proposed Independent Valuation Protection Institute (IVPI), that a Lender is in breach of a material aspect of this Code of Conduct – or in violation of a provision of the Code by a complaint referred from the Institute - the Enterprise will enforce all applicable rights and remedies if the Lender fails to remediate . . . . . . .”
Including:
· Suspension of the Lender’s eligibility to sell loans to the Enterprise
· Termination of the Lender’s eligibility to sell loans to the Enterprise
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HVCC “APPRAISER INDEPENDENCE” SAFEGUARDS
*SEE MORE INFORMATION ATTACHED
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