Welcome to USA Appraisals.Biz website. USA Appraisals.Biz is a Nationwide leading real estate appraisal management firm doing business is most States, with local expertise dedicated to providing valuation and consulting services through analytic discipline and a team approach. Our company's philosophy is to provide an objective analysis to assist our clients in making informed real estate decisions. Our reports are prepared with the precision that the industry demands with all major property types included.
Some of our services include:
- Mortgage Financing
- REO/Loss Mitigation
- PMI Removal
- Estate Planning
- Divorce
- Settlement Disputes
- Tax Assessments
Our commitment to the industry and the utilization of superior technology has allowed us to provide better service to our clients while controlling cost. We consistently outperform our competitors with better turn-around time by streamlining the appraisal process. We are able to produce a better quality product in a more efficient manner with our system reducing many of the manual tasks typically associated with the appraisal process.
With the click of a mouse you can order, track, and receive your appraisal order 24 hours a day, 7 days a week. Our site also provides online statements and 30 appraisal pick-up access to your appraisals through a personal and secure logon. Our system is updated daily so you are always in the loop during the entire transaction from the appraisal request through delivery.
The Dodd-Frank Wall Street Reform and Consumer Protections Act* has changed the way appraisers fundamentally work with lenders.
USA Appraisals.Biz assists our lender clients by safeguarding their business by clearly maintaining compliance with accepted industry standards for Appraiser Independence.
We have a zero tolerance policy on value coercion by any one including any member of the loan production staff, USA Appraisals.Biz team , and/or borrower. Our system is set up with levels of control that allows only certain information to be filtered from one party to another. That information does not and never will include information about expected or predetermined value or conversations about any values. This system enables the appraiser to complete the assignment and determine the value free of influence from outside sources.
Each appraiser is provided with a username and password to our secure site whereby they can freely communicate to their USA Appraisals.Biz team any issues and or concerns they may have throughout the assignment of the file. All information is logged for reference and is available to the appraiser for work file updating. On our secure site, the appraiser is able to communicate with the USA Appraisals.Biz member, retrieve orders, view accounts receivables, update their profiles, and upload reports.
We retain all appraiser profiles right in our on line system for easy access by staff members and the appraisers for easy editing of coverage area changes and/or contact information changes. Our vendor relations department has secure controls in place to ensure that all compliance measures are met. USA Appraisals.Biz selects the best appraiser for the subject property. We don't steer appraisals based on compensation, but rather based their ability to offer the quickest and most accurate appraisal available and the appraiser knowing the area and that the appraiser is not 100 miles from the area that is being covered. USA Appraisals.Biz certifies that we do not provide the appraiser with any estimates of values, loan amounts etc.. It's our job to protect our clients by strictly prohibiting lender/client conversations that would violate Appraiser Independence.
All appraisal fees are collected in house by a USA Appraisals.Biz or paid to us by the lender by . Our staff coordinates payment with the borrower and payment goes out to appraiser within 30 days of completion. At no time will compensation be withheld or threatened to be withheld from the appraiser. All appraisers have access to our online system whereby they can keep track of their receivables and payable and ensure timely delivery of such. All appraisers are given direct access to our accounting department for any and all payment inquiries.
We have adopted all policies and procedures as a measure toward ensuring compliance with all parties. These policies are written and are kept and reviewed in our company handbook for reference and adequate training.
USA Appraisals.Biz registered in every state that requires AMC registration. If we are not registrated in a State we do not cover that State at this time.
Compliance Agencies:
USA Appraisals.Biz, LLC fully complies and adheres to the following agencies:
Uniform Standards of Professional Appraisal Practice (USPAP)
Fannie Mae Home Value Protection Program and Cooperation Agreement
Freddie Mac Home Value Protection Program and Cooperation Agreement
US Department of Housing and Urban Development - FHA rules, regulations, and guidelines
Federal Home Loan Bank System (FHLBS)
Federal Deposit Insurance Corporation (FDIC)
Real Estate Settlement Procedures Act (RESPA)
FannieMae/Freddie Mac UAD/UCDP
To improve the quality and consistency of appraisal data on loans delivered to the government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, at the direction of the Federal Housing Finance Agency (FHFA), have developed the Uniform Appraisal Dataset (UAD), which defines all fields required for an appraisal submission for specific appraisal forms and standardizes definitions and responses for a key subset of fields.
24 - 72 hour turnaround time
Staff on-hand Monday through Friday 9 am to 6 pm
Electronic ordering and delivery
Secure on-line system to track all your appraisals
Professional and accurate appraisal reports
Reasonable pricing
Encompass ordering
We are experienced at performing high-quality property appraisals for banks and lenders. With our knowledge of the residential real estate mortgage business, advanced technology, and consistently fast turn-around time, we are a one of the most trusted names in the appraisal business.
Payment Method:
Credit Card - Debit payment
Check By Phone - Service fee of $15
The new Fannie Mae Form1004MC (Market Conditions Addendum) on all residential appraisals dated on or after April 1, 2009. This form is intended to further enhance the transparency of your conclusions, related to market trends and conditions
Free Resources:
Homeowner Questionnaire A valuable tool for reviewing details and condition of the property with the homeowner. This questionnaire may alert the loan officer to issues that may impact value prior to ordering an appraisal.
- cyberhomes.com Real Estate listing with value estimates and aerial views.
- trulia.com Site with real estate listings, comps, home photos and aerial views of homes nationwide. Also includes sales trends by local market.
- realtor.com The world's largest real estate database of homes for sale and official site of the National Association of Realtors.
- homes.com One of the nation's top online destinations for real estate listings with sold home listings and data.
- zillow.com Provides recently sold comps and "zestimates" on over 80,000,000 homes.
- netronline.com Contains county property and tax records.
- googleearth.com A satellite-imagery mapping product providing street level property views.
- realestate.yahoo.com Real Estate listings, home value estimates and mortgage market information. Information compiled from various sites into one useful tool.
- ofheo.gov Official site of the Office of Federal Housing Enterprise Oversight, which tracks and reports the House Price Index (HPI), a scale for determining rising and declining values by geographic location.
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